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Any business with a physical address needs commercial property insurance. Commercial property insurance provides compensation for your business’ physical assets in case of fire, hail, wind, smoke, theft, vandalism and more. It can also cover equipment and inventory within the business buildings. READ MORE >>

You may think you have the friendliest dog in the world, but you never know what could happen. It might get startled on a walk, or it may take a disliking to a worker that comes to your home. If your dog does bite someone, you could be liable for their medical bills or other costs. READ MORE >>

When you're working in a permanent business location, you simply sign up for a yearly general liability insurance policy. But the nature of business in the modern day demands a whole new set of solutions for the problems and challenges that we face. READ MORE >>

Insurance can be tricky for people who drive for rideshare services like Lyft and Uber. Do these services cover their drivers with commercial auto insurance? The answer is yes, but only to a point. To explain how commercial auto insurance works for these drivers, let's cover the three stages of a rideshare trip: READ MORE >>

Suppose you have to put in a few extra hours of work to stay on top of your duties. You might work late, come into work on your day off, or take work home with you. This isn’t your normal work timeline, however, you still have a job to do. That might mean you could get hurt, in some way, while performing your duties. READ MORE >>

Good business management means finding areas to save money. With commercial property insurance, there are savings options available. Many times, businesses don’t recognize that this could be a good way to cut costs. The key is simply to know what your needs are and to choose the right policy for you. READ MORE >>

Living in an apartment has its fair share of responsibilities. It also means sharing a degree of public accommodations. Your apartment is your own, but once you step out the door, you have to share the space with others. In most cases, this means sharing a parking area. READ MORE >>

An incident occurs. You know your company made a mistake. The person who suffered a loss wants to take your business to court. What do you do? The good news is your general liability insurance is likely to provide financial support for you. It can help you in several key ways including those out-of-court settlements that may become necessary. READ MORE >>

How much you pay for auto insurance of any type is important. No one wants to overpay. Commercial auto insurance policies can be expensive. Knowing what is affecting those costs can be critically important to keep your costs in line. The key here is to talk to your agent about your risks. READ MORE >>

There is always a chance someone could get hurt when they visit your home. Sometimes, they will hold you responsible for the damage. In other cases, the accident was no one's fault. Depending on the circumstances, the way you use your homeowners insurance might differ. Here’s why. Understanding Fault READ MORE >>

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711 North Vienna Street
Ruston, LA 71720
Office: 318-251-1212
Fax: 318-251-3089

880 Bert Kouns Industrial Loop, St B
Shreveport, LA 71118
Office: 318-687-1222

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