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There is always a chance someone could get hurt when they visit your home. Sometimes, they will hold you responsible for the damage. In other cases, the accident was no one's fault. Depending on the circumstances, the way you use your homeowners insurance might differ. Here’s why. Understanding Fault READ MORE >>

Proper maintenance can be an important part of a business. It helps to ensure your equipment works well. Most people see this as a way of reducing costly equipment breakdowns. However, it can also help reduce workers' compensation insurance claims. How do the two factors relate to each other? READ MORE >>

No one wants to experience theft and/or vandalism within their business. The property damage and loss of possessions might prove costly. You will want to rebuild without significant profit losses. That’s where your commercial insurance might come in handy. READ MORE >>

What does your auto insurance cover? It may not sound like fun, but reading through your car insurance policy is very important. Your policy provides you with information about your plan you should know. This usually includes information about what the policy does not cover as well. READ MORE >>

Do you own a pesticide company? Perhaps you provide lawn care services to customers. When you operate a business that uses toxic chemicals, it is critical to have the proper insurance in place. This helps to minimize risks. When it comes to pesticide damage of any type, work closely with your agent to know you have the right coverage. READ MORE >>

The investment in commercial auto insurance tends to be comprehensive. That is, it works to protect your business vehicles from most types of losses. These policies combine a number of features to provide the best level of protection for needs such as collisions. Take a closer look at your policy. READ MORE >>

Workers’ compensation is a form of business insurance providing financial coverage to employees hurt on the job. It is usually available to all companies. Legally, most states require mid- to larger-sized companies to maintain policies. However, it benefits all companies in a variety of ways. READ MORE >>

A commercial service building is any space your organization operates in. This space is valuable to your business. A comprehensive commercial property insurance policy is necessary. It should be a part of your business insurance policy. It is important to ensure the property coverage matches your needs. READ MORE >>

If you buy your home new, it’s not going to stay new forever. As the years pass, both you and your home will get older. How can you make sure it provides a secure space no matter how long you reside in it? Take some time to find out more about the maintenance and safety precautions for older homes. READ MORE >>

Most motorcycle riders need insurance. Indeed, most states require bikers to carry minimum levels of motorcycle insurance coverage. The good thing is that your agent can likely automatically add those levels to your policy. However, just the required levels of coverage might prove inadequate. READ MORE >>

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711 North Vienna Street
Ruston, LA 71720
Office: 318-251-1212
Fax: 318-251-3089


880 Bert Kouns Industrial Loop, St B
Shreveport, LA 71118
Office: 318-687-1222

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