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Suppose you have to put in a few extra hours of work to stay on top of your duties. You might work late, come into work on your day off, or take work home with you. This isn’t your normal work timeline, however, you still have a job to do. That might mean you could get hurt, in some way, while performing your duties. READ MORE >>

Good business management means finding areas to save money. With commercial property insurance, there are savings options available. Many times, businesses don’t recognize that this could be a good way to cut costs. The key is simply to know what your needs are and to choose the right policy for you. READ MORE >>

Living in an apartment has its fair share of responsibilities. It also means sharing a degree of public accommodations. Your apartment is your own, but once you step out the door, you have to share the space with others. In most cases, this means sharing a parking area. READ MORE >>

An incident occurs. You know your company made a mistake. The person who suffered a loss wants to take your business to court. What do you do? The good news is your general liability insurance is likely to provide financial support for you. It can help you in several key ways including those out-of-court settlements that may become necessary. READ MORE >>

How much you pay for auto insurance of any type is important. No one wants to overpay. Commercial auto insurance policies can be expensive. Knowing what is affecting those costs can be critically important to keep your costs in line. The key here is to talk to your agent about your risks. READ MORE >>

There is always a chance someone could get hurt when they visit your home. Sometimes, they will hold you responsible for the damage. In other cases, the accident was no one's fault. Depending on the circumstances, the way you use your homeowners insurance might differ. Here’s why. Understanding Fault READ MORE >>

Proper maintenance can be an important part of a business. It helps to ensure your equipment works well. Most people see this as a way of reducing costly equipment breakdowns. However, it can also help reduce workers' compensation insurance claims. How do the two factors relate to each other? READ MORE >>

No one wants to experience theft and/or vandalism within their business. The property damage and loss of possessions might prove costly. You will want to rebuild without significant profit losses. That’s where your commercial insurance might come in handy. READ MORE >>

What does your auto insurance cover? It may not sound like fun, but reading through your car insurance policy is very important. Your policy provides you with information about your plan you should know. This usually includes information about what the policy does not cover as well. READ MORE >>

Do you own a pesticide company? Perhaps you provide lawn care services to customers. When you operate a business that uses toxic chemicals, it is critical to have the proper insurance in place. This helps to minimize risks. When it comes to pesticide damage of any type, work closely with your agent to know you have the right coverage. READ MORE >>

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Ruston, LA 71720
Office: 318-251-1212
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