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Bromell Agency, Inc. Blog: home insurance

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There is always a chance someone could get hurt when they visit your home. Sometimes, they will hold you responsible for the damage. In other cases, the accident was no one's fault. Depending on the circumstances, the way you use your homeowners insurance might differ. Here’s why. Understanding Fault READ MORE >>

Even if you are single, it is important to carry homeowners insurance for yourself. Homeowners insurance can protect your dwelling and personal property in the space. It may also have liability coverage to mitigate injury or property damage risks visitors to your property face. READ MORE >>

During a storm, lightning may become your worst enemy. Lightning is a high-risk event. Lightning is electricity, and electricity can damage your home. When a storm contains lightning, it is important to protect yourself and your property.  Even when you protect your home from lightning, incidents can happen. READ MORE >>

The weather outside may be frightful. Nothing seems better during winter weather than a nice warm home and a warm blanket. However, by warming up, there’s also an increasing risk of fires. Heat consumption during the winter months is much higher than other times of the year. READ MORE >>

For many people, the investment in their home starts outside. You’ve installed beautiful landscaping surrounding your home. You have raised garden beds, beautiful waterfalls, and perhaps even a pond added to the layout. You love the way your home looks now, but do you have the right type and amount of home insurance to help protect these valuable investments? READ MORE >>

Imagining losing your home and your possessions is not a relaxing way to spend an afternoon. Unfortunately, for thousands of families across the United States each year, they don’t have to imagine it because they have lived through it. READ MORE >>

Before we decide how necessary umbrella insurance is for you, let’s talk about what an umbrella policy actually is. If you have home or auto insurance you already have some level of liability insurance. Umbrella insurance provides additional liability for claims exceeding your existing auto or home insurance policies. READ MORE >>

When bad weather sets in and makes our lives a misery many of us choose to lose ourselves in vacation brochures and dream of times relaxing on a tropical beach. It’s great to look forward to that annual vacation, but it’s important to make sure that you are adequately prepared when the moment arises. READ MORE >>

The New Year is here and it is time for your annual insurance review. Conducting an annual insurance review is the best way to make sure that your policies are up to date and reflect any changes that have occurred in the past year. We will review your coverage limits and deductibles, your lifestyle, hobbies and any major purchases or renovations that you have made. READ MORE >>

The first area to focus is the kitchen.  Many accidents occur when people are in a hurry.  Here are some tips to stay safe in the kitchen Stay in the kitchen when you are cooking on the stovetop so you can keep an eye on the food. Stay in the home when cooking your turkey and check on it frequently. READ MORE >>

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