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Home > Blog > Bromell Agency, Inc. Blog: home insurance
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Bromell Agency, Inc. Blog: home insurance

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Tuesday, January 12, 2021

Should I Pay for Home Insurance Monthly or Yearly?

Insurance providers generally offer two ways for you to pay your home insurance premiums: monthly or annually. When you pay annually, all of your monthly premiums are bundled into one annual payment. At first this may seem that paying annually isn’t worth it, but this isn’t true for every homeowner. READ MORE >>

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Monday, April 8, 2019

How to Use Homeowners Insurance After an Accident

There is always a chance someone could get hurt when they visit your home. Sometimes, they will hold you responsible for the damage. In other cases, the accident was no one's fault. Depending on the circumstances, the way you use your homeowners insurance might differ. Here’s why. Understanding Fault READ MORE >>

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Tuesday, October 17, 2017

Homeowners Insurance for Guests of Single Residents

Even if you are single, it is important to carry homeowners insurance for yourself. Homeowners insurance can protect your dwelling and personal property in the space. It may also have liability coverage to mitigate injury or property damage risks visitors to your property face. READ MORE >>

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Monday, February 20, 2017

Home Insurance and Lightning Damage: What’s Covered and When?

During a storm, lightning may become your worst enemy. Lightning is a high-risk event. Lightning is electricity, and electricity can damage your home. When a storm contains lightning, it is important to protect yourself and your property.  Even when you protect your home from lightning, incidents can happen. READ MORE >>

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Monday, January 23, 2017

Why Fire Risks Rise in Winter

The weather outside may be frightful. Nothing seems better during winter weather than a nice warm home and a warm blanket. However, by warming up, there’s also an increasing risk of fires. Heat consumption during the winter months is much higher than other times of the year. READ MORE >>

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Monday, October 17, 2016

Are Landscaping Features Covered by Home Insurance?

For many people, the investment in their home starts outside. You’ve installed beautiful landscaping surrounding your home. You have raised garden beds, beautiful waterfalls, and perhaps even a pond added to the layout. You love the way your home looks now, but do you have the right type and amount of home insurance to help protect these valuable investments? READ MORE >>

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Monday, June 15, 2015

How to do a Home or Apartment Inventory for Your Insurance Policy

Imagining losing your home and your possessions is not a relaxing way to spend an afternoon. Unfortunately, for thousands of families across the United States each year, they don’t have to imagine it because they have lived through it. READ MORE >>

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Tuesday, November 18, 2014

When is an Umbrella Policy Necessary?

Before we decide how necessary umbrella insurance is for you, let’s talk about what an umbrella policy actually is. If you have home or auto insurance you already have some level of liability insurance. Umbrella insurance provides additional liability for claims exceeding your existing auto or home insurance policies. READ MORE >>

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Tuesday, January 28, 2014

Besides Checking Your Home Insurance, Critical Things To Do When Planning A Vacation

When bad weather sets in and makes our lives a misery many of us choose to lose ourselves in vacation brochures and dream of times relaxing on a tropical beach. It’s great to look forward to that annual vacation, but it’s important to make sure that you are adequately prepared when the moment arises. READ MORE >>

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Tuesday, January 7, 2014

Time To Evaluate Your Insurance Coverage for 2014

The New Year is here and it is time for your annual insurance review. Conducting an annual insurance review is the best way to make sure that your policies are up to date and reflect any changes that have occurred in the past year. We will review your coverage limits and deductibles, your lifestyle, hobbies and any major purchases or renovations that you have made. READ MORE >>

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