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Car wrecks never seem to happen when you’re on a leisurely drive to the lake or park. They always seem to take place either on your way to work or home, when you feel the pressure and rush of life. This can often make otherwise rational people make big mistakes. READ MORE >>

Last week the Ruston Daily Leader reported on a study done by ValuePeguin.com that revealed Ruston, LA as the second lowest-priced city for auto insurance in the state. ValuePeguin.com is a company helping to guide consumers in making purchase decisions based on in-depth research and analysis. READ MORE >>

The recent semi-truck crash that critically injured comedian Tracy Morgan highlights the need for commercial vehicle insurance and the importance of driver safety. The truck driver, working for the world’s largest retail chain, hadn’t slept in more than 24 hours when his semi crashed into the comedians’ limousine, according to media reports. READ MORE >>

Commercial general liability (CGL) insurance is an essential part of every business owner’s insurance package. It protects you and your business against claims of injury, property damage and negligence related to your business activities, and it helps you cover the costs associated with a legal defense, as well. READ MORE >>

While it’s uncomfortable to think about our impending deaths, planning for our families’ futures makes it necessary.  According to LIMRA’s Life Insurance Barometer Study conducted in 2013, 85 percent of consumers agree that most people need life insurance, yet just 62 percent say they have it. READ MORE >>

The National Flood Insurance Program estimates that on average it costs $39,150 to repair a 2,000 square foot home with six inches of water damage. Repair costs can include cleaning fees; refinishing or replacing flooring; repairing doors, windows and trim; repairing electronic devices; and electrical and plumbing work. READ MORE >>

When bad weather sets in and makes our lives a misery many of us choose to lose ourselves in vacation brochures and dream of times relaxing on a tropical beach. It’s great to look forward to that annual vacation, but it’s important to make sure that you are adequately prepared when the moment arises. READ MORE >>

The New Year is here and it is time for your annual insurance review. Conducting an annual insurance review is the best way to make sure that your policies are up to date and reflect any changes that have occurred in the past year. We will review your coverage limits and deductibles, your lifestyle, hobbies and any major purchases or renovations that you have made. READ MORE >>

The first area to focus is the kitchen.  Many accidents occur when people are in a hurry.  Here are some tips to stay safe in the kitchen Stay in the kitchen when you are cooking on the stovetop so you can keep an eye on the food. Stay in the home when cooking your turkey and check on it frequently. READ MORE >>

According to the National Fire Protection Association (NFPA), Thanksgiving Day sees more home fires involving cooking equipment than any other day of the year. With extra people and activity in the home, as well as the extensive cooking taking place, it is not surprising that fire hazards increase on Thanksgiving. READ MORE >>

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711 North Vienna Street
Ruston, LA 71720
Office: 318-251-1212
Fax: 318-251-3089


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Shreveport, LA 71118
Office: 318-687-1222

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