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The National Flood Insurance Program estimates that on average it costs $39,150 to repair a 2,000 square foot home with six inches of water damage. Repair costs can include cleaning fees; refinishing or replacing flooring; repairing doors, windows and trim; repairing electronic devices; and electrical and plumbing work. READ MORE >>

When bad weather sets in and makes our lives a misery many of us choose to lose ourselves in vacation brochures and dream of times relaxing on a tropical beach. It’s great to look forward to that annual vacation, but it’s important to make sure that you are adequately prepared when the moment arises. READ MORE >>

The New Year is here and it is time for your annual insurance review. Conducting an annual insurance review is the best way to make sure that your policies are up to date and reflect any changes that have occurred in the past year. We will review your coverage limits and deductibles, your lifestyle, hobbies and any major purchases or renovations that you have made. READ MORE >>

The first area to focus is the kitchen.  Many accidents occur when people are in a hurry.  Here are some tips to stay safe in the kitchen Stay in the kitchen when you are cooking on the stovetop so you can keep an eye on the food. Stay in the home when cooking your turkey and check on it frequently. READ MORE >>

According to the National Fire Protection Association (NFPA), Thanksgiving Day sees more home fires involving cooking equipment than any other day of the year. With extra people and activity in the home, as well as the extensive cooking taking place, it is not surprising that fire hazards increase on Thanksgiving. READ MORE >>

Imagine your business is named in a liability claim resulting in a $2 million settlement. You have general liability insurance, but with a $1 million limit. Where would the additional $1 million come from to pay the settlement? It would have to come from your business assets, even if you had to entirely liquidate them. READ MORE >>

Employers are legally and morally obligated to provide a safe workplace for their employees. But accidents happen, even in the safest of workplaces. Workers’ compensation insurance provides insurance coverage when accidents happen at the workplace. READ MORE >>

As hurricane season gets underway, it is important to prepare your business in every way possible. Business owners in hurricane prone areas often find out—after the disaster—that their coverage is not adequate. READ MORE >>

As an independent insurance agency, we represent a number of different insurance companies. We do this so our clients have access to a variety of coverage options. While we have access to many insurance companies that cover Louisiana businesses and families, we don’t represent all of them. READ MORE >>

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711 North Vienna Street
Ruston, LA 71720
Office: 318-251-1212
Fax: 318-251-3089


880 Bert Kouns Industrial Loop, St B
Shreveport, LA 71118
Office: 318-687-1222

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