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Local businessownersIt takes a lot of stuff to run a successful business. From the building your employees work in to the computers that store data, there are plenty of physical assets that help daily operations run smoothly. These assets may include furniture, specialized equipment, raw materials, phone systems and any other items within the building that contains business operations.

All of this property—the building and everything within it—faces a variety of risks that could threaten your business. If a fire ignited inside the building or a thief got away with a bunch of computers, would your business have the means to recover? For many smaller businesses, the answer is no. Recovering from a significant loss could cost far more than your business has in the bank.

But when you have commercial property insurance, you can rest at ease knowing that these assets are protected against damage and loss. You gain protection from fire, severe weather, theft, vandalism and more—up to policy limits.

To ensure that your policy limit is enough to cover all of the business’ assets, take an inventory. Make note of every item of value within the building—and the building itself if your business owns it—along with estimated values. This allows you to get an overall estimated value, which lets you select an appropriate coverage limit for your policy.

Remember to update your inventory annually (or after a significant investment) so you can adjust that coverage limit as necessary. It’s always wise to make sure you have enough coverage to protect your business against a total loss, in case the worst does come to pass.

Need assistance? Call Bromell Agency at (318) 251-1212 for more information on Shreveport commercial insurance.

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NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
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711 North Vienna Street
Ruston, LA 71720
Office: 318-251-1212
Fax: 318-251-3089

880 Bert Kouns Industrial Loop, St B
Shreveport, LA 71118
Office: 318-687-1222

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