Call Us Today For A Free Quote | (318) 251-1212
Bromell Agency, Inc. Providing great insurance quotes and expert advice from professionals in the industry
 

two workers testing some specialized equpiment

Proper maintenance can be an important part of a business. It helps to ensure your equipment works well. Most people see this as a way of reducing costly equipment breakdowns. However, it can also help reduce workers' compensation insurance claims. How do the two factors relate to each other? Here is what you should know.

You Need Workers' Compensation Insurance

Even if you have a maintenance program, most companies benefit from workers 'comp. It provides financial coverage when an employee suffers an injury. This can happen in any location and at any time. It also impacts compliance requirements. Many states require this insurance even if you have no injury claims.

Why Maintenance Matters

Here is a common situation. An employee goes to work, uses a machine, and the machine does not work properly. A part falls off, or the machinery gets stuck. The employee reaches in to fix it. And, then, the employee suffers an injury.

While this may seem simplistic, it is one of the most common causes for employee injuries. Failed equipment is not uncommon, either. With a strong maintenance program, it is less likely your equipment will fail. For many employees, this is good news.

For example, perhaps an employee has to pull on a handle. Over time, that handle does not move easily. More force is necessary. Doing this day in and day out can create repetitive injuries. That leads to costly workers' compensation insurance claims. However, maintenance could fix this problem early on, minimizing this risk.

How to Get Started

If your equipment needs attention, invest in it. Doing so can protect your employees and your workers' comp insurance cost. This may start with turning to the owner's manual for the equipment. Learn:

  • What the manufacturer recommends for ongoing maintenance of the system
  • How frequently the company's equipment needs servicing
  • How to get that help - some manufacturers provide specific service providers

Then, set up an in-house training program for your maintenance team. Preventative maintenance is the core of keeping your equipment working properly. This may mean tasks for your maintenance team to do daily, weekly, monthly and so on. It also is important to have a professional inspect the equipment and make repairs to it at least one time every year.

Follow the guidelines your manufacturer offers. Keep your systems working at their best. Doing so means your employees remain safe on the job. That might keep your insurance costs lower. It also keeps your equipment from failing and needed repair.

Call us today to learn more about coverage options for your business at (318) 251-1212.

Also Read: Workers’ Comp for Small Companies – What Is the Benefit?
Share |


No Comments


Post a Comment
Name
Required
E-Mail
Required (Not Displayed)
Comment
Required


All comments are moderated and stripped of HTML.
Submission Validation
Required
CAPTCHA
Change the CAPTCHA codeSpeak the CAPTCHA code
 
Enter the Validation Code from above.
NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2019
  • 2018
  • 2017
  • 2016
  • 2015
  • 2014
  • 2013


View Mobile Version
Instant Quote
Referrals
We love referrals! And thank you even more for your continued business.
Customer Service
Self policy service any time of the day, directly from our website.
Join Our Newsletter
Stay in touch with the latest events, news and offers we have.
From Our Blog

Facebook Twitter LinkedIn Google
Stay In Touch With Us Helpful Site Links Contact Us
Sign up now to receive new and updates

711 North Vienna Street
Ruston, LA 71720
Office: 318-251-1212
Fax: 318-251-3089


880 Bert Kouns Industrial Loop, St B
Shreveport, LA 71118
Office: 318-687-1222

Associations
Powered by Insurance Website Builder
Trusted Choice Trusted Choice