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Bromell Agency, Inc. Blog: umbrella insurance

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Before we decide how necessary umbrella insurance is for you, let’s talk about what an umbrella policy actually is. If you have home or auto insurance you already have some level of liability insurance. Umbrella insurance provides additional liability for claims exceeding your existing auto or home insurance policies. READ MORE >>

The New Year is here and it is time for your annual insurance review. Conducting an annual insurance review is the best way to make sure that your policies are up to date and reflect any changes that have occurred in the past year. We will review your coverage limits and deductibles, your lifestyle, hobbies and any major purchases or renovations that you have made. READ MORE >>

Imagine your business is named in a liability claim resulting in a $2 million settlement. You have general liability insurance, but with a $1 million limit. Where would the additional $1 million come from to pay the settlement? It would have to come from your business assets, even if you had to entirely liquidate them. READ MORE >>

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Office: 318-251-1212
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