Call Us Today For A Free Quote | (318) 251-1212
Bromell Agency, Inc. Providing great insurance quotes and expert advice from professionals in the industry

Cyber space

Many people ask, what is inland marine insurance?

In simple terms, inland marine insurance insures items for your business that are on the move. It was established when goods were frequently shipped by river to do business. Shipping methods have changed, so the definition of inland marine insurance has expanded.

Inland marine insurance means that you have insurance to get products securely from one place to another. This can include items like shipped goods, but it can even mean items that aren’t physical.

In today’s world, shipping might mean shipping information over the web or through a computer network system. Data, and the computers it is on are products and product movers.

Let’s say you run an IT company that does service for major clients. Computers and networks are an important part of your business. Commercial computer coverage is a special type of inland marine insurance that can cover software and hardware usage.

Suppose that there is damage to a company computer or network while an employee is on assignment. You will want to repair damages with as little cost as possible so that you can have the goods back on the road again soon. Repairs can be expensive and unprofitable for your business.

But wait, don’t you already have property insurance for your business? Won’t that cover your property? The answer is tricky.

Sometimes, property insurance covers only goods and business-related items at your business address. Data, software and hardware can leave your address rather easily. Employees can work off-site. Your business can send data over networks that extend far beyond your location.

Your business insurance policy may not cover this piece of equipment or network.

In this case, looking into inland marine insurance may be a good option for you. Many insurance companies offer inland marine insurance for commercial computers. Computer coverage can usually cover items that employees use at your business address and remotely.

If you own a business that has goods on the move, then inland marine insurance may be a safe investment for you. Call us today at (318) 251-1212 to see if this is a type of insurance that your hardware needs.

Share |

No Comments

Post a Comment
Required (Not Displayed)

All comments are moderated and stripped of HTML.
Submission Validation
Change the CAPTCHA codeSpeak the CAPTCHA code
Enter the Validation Code from above.
NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2019
  • 2018
  • 2017
  • 2016
  • 2015
  • 2014
  • 2013

View Mobile Version
Instant Quote
We love referrals! And thank you even more for your continued business.
Customer Service
Self policy service any time of the day, directly from our website.
Join Our Newsletter
Stay in touch with the latest events, news and offers we have.
From Our Blog

Facebook Twitter LinkedIn Google
Stay In Touch With Us Helpful Site Links Contact Us
Sign up now to receive new and updates

711 North Vienna Street
Ruston, LA 71720
Office: 318-251-1212
Fax: 318-251-3089

880 Bert Kouns Industrial Loop, St B
Shreveport, LA 71118
Office: 318-687-1222

Powered by Insurance Website Builder
Trusted Choice Trusted Choice