Call Us Today For A Free Quote | (318) 251-1212
  • Home
  • About Us
    • About Us
    • Employee Directory
    • Our Locations
    • Privacy Policy
  • Products
    • AutomobileImage of right arrow
      • Automobile Insurance Home
      • Auto Insurance Quote
      • Request ID Card for Auto Policy
      • Add Vehicle to Existing Auto Policy
      • Remove Vehicle from Existing Auto Policy
      • Add Driver to Existing Auto Policy
      • Remove Driver from Existing Auto Policy
    • HomeownersImage of right arrow
      • Homeowners Insurance Home
      • Homeowners Insurance Quote
    • MotorcycleImage of right arrow
      • Motorcycle Insurance Home
      • Motorcycle Insurance Quote
      • Request ID Card for Motorcycle Policy
      • Add Motorcycle to Existing Policy
      • Remove Motorcycle from Existing Policy
      • Add Driver to Existing Motorcycle Policy
      • Remove Driver from Existing Motorcycle Policy
    • Business & CommercialImage of right arrow
      • Business & Commercial Insurance Home
      • Commercial Auto Insurance Quote
      • Request ID Card for Commercial Auto Policy
      • Add Vehicle to Existing Commercial Auto Policy
      • Remove Vehicle from Existing Commercial Auto Policy
      • Add Driver to Existing Commercial Auto Policy
      • Remove Driver from Existing Commercial Auto Policy
      • General Liability Quote Form
      • Business Owners (BOP) Quote Form
      • Professional Liability Quote
      • Errors & Omissions Request
      • Directors & Officers Request
      • Business Identity Theft Quote
    • Recreational VehicleImage of right arrow
      • Recreational Vehicle Insurance Home
      • Recreational Vehicle Insurance Quote
      • Request ID Card for Recreational Vehicle Policy
      • Add Recreational Vehicle to Existing Policy
      • Remove Recreational Vehicle from Existing Policy
      • Add Driver to Existing Recreational Vehicle Policy
      • Remove Driver from Existing Recreational Vehicle Policy
    • LifeImage of right arrow
      • Life Insurance Home
      • Life Insurance Quote
    • Workers CompensationImage of right arrow
      • Workers Compensation Insurance Home
      • Workers Compensation Quote
    • Toy VehiclesImage of right arrow
      • Toy Vehicles Insurance Home
      • Toy Vehicles Insurance Quote
    • Oil & GasImage of right arrow
      • Oil & Gas Insurance Home
      • Oil & Gas Insurance Quote
    • Watercraft & BoatImage of right arrow
      • Watercraft & Boat Insurance Home
      • Watercraft Insurance Quote
      • Request ID Card for Watercraft Policy
      • Add Watercraft to Existing Policy
      • Remove Watercraft from Existing Policy
      • Change Primary Operator on Existing Watercraft Policy
  • Resources
    • Make a Payment
    • Refer a Friend
    • Important Links
    • Insurance Glossary
  • Blog
  • Contact
Bromell Agency, Inc. Providing great insurance quotes and expert advice from professionals in the industry
 
Home > Blog > Identity Theft Insurance
SATURDAY, AUGUST 15, 2015

Identity Theft Insurance

According to a July 2015 US News and World Report article, identity theft is the fastest growing crime in the United States. Almost 10 million incidents are reported each year, with the average cost to the victim to be around $500 and 30 hours of time.

In addition to the time and cost involved with getting your identity back, there can be a long-term negative impact on your credit score. This can take longer to resolve and could have far-reaching negative consequences as it impacts not only your ability to obtain a loan, your vehicle and homeowner’s insurance rates, and sometimes even your ability to get a job.

With this relatively high degree of risk exposure (there are 19 identity theft victims per minute!), consider insurance to protect yourself should you become a victim of identity theft.

What will Identity Theft Insurance cover?

Identity theft insurance may cover the costs of credit alerts, account and credit monitoring, and reimbursement of the money spent to fix your credit history.

Some companies also offer restoration or resolution services to help you through the process of recovering your identity.

How do I get Identity Theft Insurance?

A standard Homeowner’s or Renter’s policy may cover the theft of credit cards or cash up to a certain amount, but do not cover identity theft.

Additional coverage for identity theft can be added to many homeowner’s policies or purchased as a stand-alone policy.

According to the National Association of Insurance Commissioners, additional identity theft coverage typically costs around $25 to $60 per year and has benefit limits ranging from $10,000 to $15,000 with deductibles from $100 to $500.

6 Tips for Protecting Your Identity

In addition to considering an insurance policy to help in case you become a victim of identity theft, here are some ways to protect yourself from identity theft:

  1. Follow best practices when generating passwords to protect your email, financial accounts and any other e-commerce sites you frequent. Use a tool like LastPass to help manage passwords instead of simply using the same password on all your accounts.
  2. Be on the lookout for email phishing scams. Don’t click on links within emails that look suspicious and definitely do not submit any personal information, usernames, passwords, or financial information to pages linked in any random email.
  3. Purchase good anti-spyware/malware software for your computer and make sure any personal mobile devices that you use are also protected.
  4. Keep the amount of personal and identifying information that you carry on your person to the bare minimum necessary. Don’t carry multiple credit cards or a checkbook if you don’t absolutely need them.
  5. Actively monitor your accounts including credit card statements and bank accounts. You can do this yourself or pay a service to do this on your behalf.
  6. Order a copy of your credit report from each of the three major reporting agencies and verify that there is no suspicious activity. Even if your identity is intact, an estimated 20% of Americans’ credit reports contain a mistake!

Protect your identity – contact us with your questions and we’ll be sure to provide solutions that match your risk.

Posted 4:00 PM

Tags: identity theft insurance
Share |


No Comments


Post a Comment
Required
Required (Not Displayed)
Required


All comments are moderated and stripped of HTML.

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2023
  • 2022
  • 2021
  • 2020
  • 2019
  • 2018
  • 2017
  • 2016
  • 2015
  • 2014
  • 2013

  • insurance(54)
  • louisiana(24)
  • shreveport(24)
  • business insurance(15)
  • coverage(15)
  • auto insurance(12)
  • home insurance(12)
  • commercial auto insurance(8)
  • business owners(8)
  • policy(8)
  • workers compensation insurance(7)
  • commercial(6)
  • commercial insurance(6)
  • motorcycle insurance(5)
  • workers compensation(5)
  • ruston(5)
  • homeowners(5)
  • general liability insurance(5)
  • liability(4)
  • commercial property insurance(3)
  • business(3)
  • vehicle(2)
  • fire(2)
  • winter(2)
  • general liability(2)
  • collision coverage(2)
  • recreational(2)
  • motorcycle(2)
  • workers(2)
  • general(2)
  • errors(2)
  • compensation(2)
  • commercial property(2)
  • personal umbrella insurance(2)
  • commercial auto(2)
  • flood insurance(2)
  • homeowners insurance(2)
  • rv(2)
  • property(2)
  • baton rouge(2)
  • property insurance(2)
  • home safety tips(1)
  • adequate coverage(1)
  • damaged headlights(1)
  • roadside assistance(1)
  • whole(1)
  • owners(1)
  • crossover(1)
  • life insurance(1)
  • gap coverage(1)

View Mobile Version
Instant Quote
Get Started
Referrals
We love referrals! And thank you even more for your continued business.
Customer Service
Self policy service any time of the day, directly from our website.
Join Our Newsletter
Stay in touch with the latest events, news and offers we have.
From Our Blog

  • American Collectors Insurance
  • American Modern
  • American Reliable
  • American Strategic Insurance
  • Capitol Preferred
  • CNA
  • Encompass
  • Metlife
Facebook Twitter LinkedIn Google
Stay In Touch With Us Helpful Site Links Contact Us
Sign up now to receive new and updates Home Page
About Us
Get A Quote
Partners
Referrals
Blog
Contact Us

711 North Vienna Street
Ruston, LA 71720
Office: 318-251-1212
Fax: 318-251-3089


880 Bert Kouns Industrial Loop, St B
Shreveport, LA 71118
Office: 318-687-1222

Associations
Powered by Insurance Website Builder
Trusted Choice Trusted Choice