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Home > Es-Us > Blog > Bromell Agency, Inc. Blog Page 6
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Bromell Agency, Inc. Blog Page 6

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Tuesday, June 1, 2021

What Does General Liability Insurance Cover?

General liability insurance often comes as part of a larger policy and can be tailored for personal use or commercial use. This insurance covers accidents concerning bodily injury and property damage to a third party. For example, if someone slips and falls in a restaurant, their medical bills can be covered under the restaurant owner’s general liability policy. READ MORE >>

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Wednesday, May 19, 2021

Insuring Commercial Fleets: How to Reduce Insurance Costs

Commercial fleet owners often face costs related to maintaining and insuring their vehicles. These vehicles, though, are at the heart of the business.   An initial business owner policy (BOP) is a good step in the right direction. However, it is rarely enough financial protection. READ MORE >>

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Wednesday, April 21, 2021

Does Motorcycle Insurance Cover Wild Animal Damage?

It is common across the U.S. and especially in rural areas for wild animals to venture into the road from raccoons and armadillos to deer and larger wildlife. Unfortunately, these collisions are known to cause serious damage to vehicles on the road. Even if you are parked, animals like birds and squirrels and wreak havoc on your bike. READ MORE >>

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Tuesday, March 23, 2021

Why Repetitive Motion Injuries Qualify for Workers Comp

There’s no way to avoid the fact that you might sustain an occupational injury at some point in your career. Some of these might result from sudden accidents, but others might develop through years of doing a certain activity day after day. These slow-developing injuries are often termed repetitive motion injuries. READ MORE >>

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Monday, February 22, 2021

Why Commercial Auto Liability Insurance Is Important

Any business that owns or operates commercial vehicles needs commercial auto insurance. At no point is the need for this coverage more apparent than when the business’s driver is at fault for an accident that harms others. READ MORE >>

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Tuesday, January 12, 2021

Should I Pay for Home Insurance Monthly or Yearly?

Insurance providers generally offer two ways for you to pay your home insurance premiums: monthly or annually. When you pay annually, all of your monthly premiums are bundled into one annual payment. At first this may seem that paying annually isn’t worth it, but this isn’t true for every homeowner. READ MORE >>

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Friday, November 27, 2020

Why Your Commercial Vehicles Need Physical Damage Insurance

  When building your business’s vehicle fleet, part of the process will involve buying commercial auto insurance. All vehicles have to be properly insured to operate legally, after all. However, your legal requirements might only be to carry liability coverage, which pays for third-party losses. READ MORE >>

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Friday, October 30, 2020

Does Workers Compensation Cover Injuries Caused Between Employees?

  Accidents happen all the time in the workplace. Slips, falls, sprains and strains are an expected part of physical jobs especially, which is why employers offer workers compensation to cover any injuries their employees may obtain while working. But what if injuries are caused by another employee? READ MORE >>

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Thursday, October 29, 2020

Is Motorcycle Insurance Really Expensive?

Motorcycle insurance has somewhat of a reputation for being expensive. High prices are expected because the risk of accidents on motorcycles are relatively high. Despite this, motorcycle insurance rates can still cost less than your car insurance rates. This depends on several factors, of course.  READ MORE >>

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Wednesday, September 23, 2020

How Long Do You Have to Work to Qualify for Workers Compensation?

Most employee benefits kick in after a certain amount of time you have put into a workplace. Workers compensation is different, however. This benefit works immediately as soon as you clock in for your first shift.  Workers compensation is different from other employee benefits. READ MORE >>

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