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Bromell Agency, Inc. Blog: home insurance

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Wednesday, October 2, 2024

How Often Do You Have to Pay for Your Homeowners Insurance?

Insurance policies are going to cost money, including your homeowners policy. However, the cost of your plan—your premium—is going to be a lot less than any claim you will likely ever have to make against it. Still, you of course want to pay a price that will offer you a good value for your chosen benefits. READ MORE >>

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Tuesday, February 6, 2024

Does Home Insurance Cover Mold?

Homeownership comes with its fair share of responsibilities and concerns, and one of the common issues that homeowners may face is mold growth. Mold can be a persistent and potentially harmful problem, raising the question: Does home insurance cover mold? READ MORE >>

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Thursday, November 30, 2023

Six Tips to Winterproof Your Home

Winter can bring all types of adverse weather, from biting cold, to wind, to snow and ice.   With increased changes of bad weather, your risk for home damage rises. You likely have heard of spring cleaning, but you shouldn’t forget to get your home ready for winter.  READ MORE >>

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Tuesday, January 12, 2021

Should I Pay for Home Insurance Monthly or Yearly?

Insurance providers generally offer two ways for you to pay your home insurance premiums: monthly or annually. When you pay annually, all of your monthly premiums are bundled into one annual payment. At first this may seem that paying annually isn’t worth it, but this isn’t true for every homeowner. READ MORE >>

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Monday, April 8, 2019

How to Use Homeowners Insurance After an Accident

There is always a chance someone could get hurt when they visit your home. Sometimes, they will hold you responsible for the damage. In other cases, the accident was no one's fault. Depending on the circumstances, the way you use your homeowners insurance might differ. Here’s why. Understanding Fault READ MORE >>

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Tuesday, October 17, 2017

Homeowners Insurance for Guests of Single Residents

Even if you are single, it is important to carry homeowners insurance for yourself. Homeowners insurance can protect your dwelling and personal property in the space. It may also have liability coverage to mitigate injury or property damage risks visitors to your property face. READ MORE >>

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Monday, February 20, 2017

Home Insurance and Lightning Damage: What’s Covered and When?

During a storm, lightning may become your worst enemy. Lightning is a high-risk event. Lightning is electricity, and electricity can damage your home. When a storm contains lightning, it is important to protect yourself and your property.  Even when you protect your home from lightning, incidents can happen. READ MORE >>

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Monday, January 23, 2017

Why Fire Risks Rise in Winter

The weather outside may be frightful. Nothing seems better during winter weather than a nice warm home and a warm blanket. However, by warming up, there’s also an increasing risk of fires. Heat consumption during the winter months is much higher than other times of the year. READ MORE >>

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Monday, October 17, 2016

Are Landscaping Features Covered by Home Insurance?

For many people, the investment in their home starts outside. You’ve installed beautiful landscaping surrounding your home. You have raised garden beds, beautiful waterfalls, and perhaps even a pond added to the layout. You love the way your home looks now, but do you have the right type and amount of home insurance to help protect these valuable investments? READ MORE >>

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Monday, June 15, 2015

How to do a Home or Apartment Inventory for Your Insurance Policy

Imagining losing your home and your possessions is not a relaxing way to spend an afternoon. Unfortunately, for thousands of families across the United States each year, they don’t have to imagine it because they have lived through it. READ MORE >>

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