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Bromell Agency, Inc. Blog: commercial

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Wednesday, August 23, 2023

Are You Covered By Workers Compensation Insurance When Working From Home?

Due to the digital age, more and more employees are working from home. This raises the question: Is an employee covered if they suffer a work-related injury or illness at home?  If you're a temporary or permanent telecommuter, this article can help you figure out whether you are covered by workers compensation insurance. READ MORE >>

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Monday, February 27, 2023

Identity Theft Insurance

Identity theft is a serious and may lead to significant hardship and financial losses. For businesses, identity theft can significantly impact your employees’ personal lives and your company. After all, if an employee’s identity theft is stolen, the perpetrators may be able to use it to access sensitive information about your company or cause reputational harm. READ MORE >>

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Wednesday, November 2, 2022

3 Easy Ways to Spot Workers Compensation Insurance Fraud

One of the most essential business insurance products is workers' compensation insurance. Modern workers' comp insurance carries layers of federal, state and local regulations. These regulations protect both the injured worker and the employer.   READ MORE >>

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Friday, July 22, 2022

Important Safety Gear for Oil Drill Sites

If your business manages oil drilling sites, you probably understand the risks. Oil is expensive and potentially dangerous when mishandles. The equipment used to harvest it could also harm those responsible for its operation. Employees on your drill site therefore need to take several safety steps to keep themselves safe on the property. READ MORE >>

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Friday, January 7, 2022

What Property Is Covered in a BOP?

A handyman business can be a challenging one to insure. Most companies go from one location to another to provide service. That means your business insurance needs to provide enough protection for working onsite. A business owner’s policy or BOP can do this for you. READ MORE >>

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Monday, December 13, 2021

How General Liability Protects Your Business Assets

Commercial general liability insurance protects your company from financial losses if your services or products cause property damage, personal injury or advertising injury to another person. This article helps you understand this coverage. Talking to your insurance agent can help you decide if it's appropriate for your business. READ MORE >>

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Friday, August 13, 2021

What is Covered Under Commercial Property Insurance?

Businesses must own a lot of property in order to operate, which is one of the big reasons why starting a business requires a large initial investment. If a fire or storm were to wipe out the entire building and everything inside, the cost of replacing property might very well be enough to bankrupt a business that isn’t equipped to deal with emergencies. READ MORE >>

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Wednesday, May 19, 2021

Insuring Commercial Fleets: How to Reduce Insurance Costs

Commercial fleet owners often face costs related to maintaining and insuring their vehicles. These vehicles, though, are at the heart of the business.   An initial business owner policy (BOP) is a good step in the right direction. However, it is rarely enough financial protection. READ MORE >>

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Monday, February 22, 2021

Why Commercial Auto Liability Insurance Is Important

Any business that owns or operates commercial vehicles needs commercial auto insurance. At no point is the need for this coverage more apparent than when the business’s driver is at fault for an accident that harms others. READ MORE >>

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Wednesday, August 5, 2020

How are Commercial Property Insurance Premiums Calculated?

Commercial property insurance is designed to protect business’ physical assets in case of loss or danger. There are many ways in which the cost for commercial property insurance is calculated. No one business is the same, and your business’ premiums may not be the same as the business across the street. READ MORE >>

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