Workers Compensation Quote Forms
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Workers Compensation Information
Coverage for Louisiana including Ruston, Shreveport and the I-20 Corridor
Every business needs insurance. One of the most critical policies is workers compensation insurance. Coverage applies to a business’s duties towards its workers. It’s critical that every operation have protection in place.
For your workers compensation needs, turn to the Bromell Agency, Inc. Our dedicated team of agents can help you obtain targeted, affordable coverage that will shore up your workplace safety practices.
What is Workers Compensation?
There’s always a chance that one of your employees could get hurt on the job. Injuries could happen in multiple ways, from breakroom falls to toxic exposure injuries. The ramifications could prove devastating. Injured employees could lose income and face costs that impact their personal solvency. That’s where workers compensation will often come in handy.
Workers compensation provides incapacitated employees with a degree of supplementary income during their recovery. Therefore, they’ll be able to help themselves get better without running the risk of personal insecurity. That’s a big relief off their shoulders at the end of the day.
How Does Workers Compensation Coverage Help Louisiana Businesses?
It is critical that businesses carry workers compensation, for a variety of reasons.
- Policies reduce the need for businesses to have to pay compensation out-of-pocket.
- Many policies eliminate the chances of employees to sue the business. Coverage therefore might help companies and workers reach settlements in satisfactory ways.
- Many businesses see better returns on investments with coverage. If employees have more support in recovery, they’ll often be able to return to work sooner and in better condition. Therefore, productivity will often remain stable.
Who Needs Workers Compensation Coverage?
In most cases, every employer in Louisiana must provide workers compensation for its employees. Even if employees work part-time, and even if you have only one employee, you’ll often have to have a policy in place. Certain exceptions exist, so talk to your insurer to determine if you must carry protection.
If you are ready to get coverage, so are we! Call our Shreveport office at (318) 687-1222, or our Ruston office at (318) 251-1212 to discuss your needs with an agent. You can also request a quote online for fast, convenient service.